Blend Wealth Advisors LLC (“Blend Wealth”) recognizes that our relationships with current and prospective clients are based on integrity and trust. We work hard to maintain your privacy and to preserve the private nature of our relationship with you. We place the highest value on the information you share with us. We disclose your nonpublic personal information only as described in this Privacy Policy and as permitted or required by applicable law. We do not sell your personal information. We provide this Privacy Policy at the beginning of the advisory relationship, annually to current clients, and whenever the policy is revised.

We want our clients to understand what information we collect, how we use it, and how we protect your personal information.

Why We Collect Your Information

We gather information about you so that we can:

• Help design and implement the investment and planning related services we provide you; and

• Comply with the Federal and State laws and regulations that govern us.

What Information We Collect and Maintain

We may collect the following types of “nonpublic personal information” about you:

• Information from our initial meeting or subsequent consultations about your identity, such as your name, address, Social Security number, and date of birth.

• Financial information, such as account balances, transactions, income, assets, and liabilities.

• Information that we generate to service your financial needs.

• Information that we may receive from third parties with respect to your financial profile.

What Information We Disclose

Other than the disclosures described in this Privacy Policy, Blend Wealth will not disclose your nonpublic personal information unless we receive your prior written consent, have documentation that the recipient is your authorized representative, or are required by law to disclose the information.

Service Providers. We are permitted by law to disclose nonpublic information about you to unaffiliated third parties in certain circumstances. For example, in order for us to provide planning or investment management services to you, we may disclose your personal information in limited circumstances to various service providers, such as the qualified custodian that holds your account, companies that provide software or website applications we use to provide our services or manage our business, or independent contractors hired by Blend Wealth. Service providers that receive nonpublic personal information from us are subject to written confidentiality obligations and restrictions on using or disclosing that information beyond the purposes for which it was provided.

Business Succession. In the event of the death or incapacity of our firm’s principal, your information may be shared with our designated agent to carry out our business succession plan.

Legal and Protective Disclosures. We may also disclose information as permitted or required by law in response to legal or regulatory inquiries, subpoenas, or regulatory examinations, or as necessary and legally permitted to prevent fraud, financial exploitation, or illegal activities.

Sharing with Our Accounting Affiliate. Blend Wealth Accounting LLC is a separate legal entity under common ownership with Blend Wealth Advisors LLC. When you engage both firms, we may share nonpublic personal information between the firms as necessary to coordinate the services you have requested or authorized. Access is limited to personnel who need the information to perform those responsibilities, subject to applicable confidentiality protections and legal requirements. Common ownership does not authorize unrestricted access to or use of your information. Additional consent may be required before tax return information obtained through tax preparation is used or disclosed for investment advisory services or other purposes. Any consent required by applicable law will be obtained before that use or disclosure occurs. This Privacy Policy does not replace a separately required consent.

Departing Financial Planners. A Financial Planner’s departure from Blend Wealth does not, by itself, authorize the planner to retain or transfer your nonpublic personal information for use at another firm. If you choose to continue working with the planner at the new firm, we will share information necessary to facilitate that transition upon your written authorization, subject to applicable law.

Mobile Information. No mobile information will be shared with third parties for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties

How We Protect Your Personal Information

Privacy has always been important to Blend Wealth. We restrict and limit access to client information only to those who need to carry out their business functions. We educate employees about safeguarding client information and preventing unauthorized access, disclosure, or use. Employees will be required to acknowledge their acceptance and understanding of the privacy policy in writing. We maintain physical, electronic, and procedural safeguards to protect your confidential personal information.

Former Clients

If you end your relationship with Blend Wealth, we continue to protect the nonpublic personal information we retain about you and apply the disclosure practices described in this Privacy Policy. We retain records as necessary to meet applicable legal, regulatory, and business requirements and dispose of information securely when it is no longer required.